Kotak Silk Inspire Credit Card vs IndusInd Platinum RuPay Credit Card
Joining Fees
₹599
₹0
Editor's Rating
3.6
4.5
Key Features
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
- UPI is enabled on this Credit Card
- 1% Fuel Surcharge Waiver
- Avail 2 Reward Points on every Rs. 100 transaction done via UPI
- Avail 1 Reward Point for every Rs. 100 on non UPI transactions
- Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
- IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
- Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
- Complimentary personal air accident insurance cover of up to Rs. 25 lakh
Editor's Review
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- Avail 2 Reward Points on every Rs. 100 transaction done via UPI
- Avail 1 Reward Point for every Rs. 100 on non UPI transactions
- Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
Cons
- No golf benefits
- No airport lounge access / dining/ movie benefits
