Avail 2 Reward Points on every Rs. 100 transaction done via UPI
Avail 1 Reward Point for every Rs. 100 on non UPI transactions
Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
Complimentary personal air accident insurance cover of up to Rs. 25 lakh
Earn 8000 bonus Reward Points if renewal fee is charged (This is applicable second year onwards)
Get up to 1.75% markup on foreign currency
For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
Credit Shield cover of 15 Lakh
Lost Card liability 15 Lakh to 30 Lakh
1% fuel surcharge waiver between Rs 400 and Rs 5000
Access to airport lounges internationally for Mastercard and Visa cards: Get 6 complimentary International Airport lounge visits per calendar year
3 complimentary domestic airport lounge visits per quarter
Get 5 times the benefits of YES Rewardz Pointson Travel, Dining, Fashion and Healthcare categories
Get 3 times the regular benefits of YES Rewardz Points for online dining or online grocery and apparel or other retail spends
Avail 24 YES Rewardz Points on every Rs. 200 for online shopping
Avail 12 YES Rewardz Points on every Rs. 200 for offline shopping
Avail 6 YES Rewardz Points on every Rs. 200 on select categories
Air Miles: Get 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point
Instant EMI: Pay in parts for transactions as low as Rs. 1500
Post Purchase EMI: Convert payments into EMI with on-call service at attractive interest rates
Quick Loan: Avail a loan amount within the card limit to fullfil immediate fund requirements
Contactless Transactions
Editor's Review
Pros
Avail 2 Reward Points on every Rs. 100 transaction done via UPI
Avail 1 Reward Point for every Rs. 100 on non UPI transactions
Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
Cons
No golf benefits
No airport lounge access / dining/ movie benefits
Pros
For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
Get up to 1.75% markup on foreign currency
Cons
No railway lounge access
No cashback offers
Post exhaustion of the complimentary lounge access quota, applicable charges plus taxes will apply on airport lounge access for cardmember(s) and for each guest visit
More comparisions with IndusInd Platinum RuPay Credit Card