Earn 8000 bonus Reward Points if renewal fee is charged (This is applicable second year onwards)
Get up to 1.75% markup on foreign currency
For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
Credit Shield cover of 15 Lakh
Lost Card liability 15 Lakh to 30 Lakh
1% fuel surcharge waiver between Rs 400 and Rs 5000
Access to airport lounges internationally for Mastercard and Visa cards: Get 6 complimentary International Airport lounge visits per calendar year
3 complimentary domestic airport lounge visits per quarter
Get 5 times the benefits of YES Rewardz Pointson Travel, Dining, Fashion and Healthcare categories
Get 3 times the regular benefits of YES Rewardz Points for online dining or online grocery and apparel or other retail spends
Avail 24 YES Rewardz Points on every Rs. 200 for online shopping
Avail 12 YES Rewardz Points on every Rs. 200 for offline shopping
Avail 6 YES Rewardz Points on every Rs. 200 on select categories
Air Miles: Get 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point
Instant EMI: Pay in parts for transactions as low as Rs. 1500
Post Purchase EMI: Convert payments into EMI with on-call service at attractive interest rates
Quick Loan: Avail a loan amount within the card limit to fullfil immediate fund requirements
Contactless Transactions
100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
Earn Reward Points on UPI Payments by linking the card to UPI
20 reward points per Rs. 100 on fuel spends on IOC Terminal
5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
Annual Fee waived off if spends more than Rs. 50000 per year
10% instant discount for movie ticket booked via BookMyshow website
Enjoy up to 15% Discount on partner Restaurants via EazyDiner
Editor's Review
Pros
For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
Get up to 1.75% markup on foreign currency
Cons
No railway lounge access
No cashback offers
Post exhaustion of the complimentary lounge access quota, applicable charges plus taxes will apply on airport lounge access for cardmember(s) and for each guest visit
Pros
100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
20 reward points per Rs. 100 on fuel spends on IOC Terminal
Cons
No International Airport Lounge access
No Golf benefits
No travel miles benefits
More comparisions with Yes Bank First Reserv Credit Card