Kotak Silk Inspire Credit Card vs ICICI Bank HPCL Super Saver Credit Card
Joining Fees
₹599
₹500
Editor's Rating
3.6
3
Key Features
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
- Get up to 5% cashback on fuel purchases
- Get 1.5% cashback in reward points on all fuel purchases through the HP Pay app and at HPCL outlets
- Get Rs. 300 per month in the form of cashback and accelerated rewards across all categories
- 5% accelerated Reward Points on categories such as departmental stores, electricity and mobile bills capped at Rs 100 worth ICICI Bank Reward points per month
- Get 2 ICICI Bank Reward Points on every Rs. 100 spent on retail purchases
- BookMyShow and Inox Offer: Get 25% discount, up to Rs. 100, on purchasing a minimum of 2 movie tickets, per transaction at BookMyShow and INOX. This benefit can be availed twice a month for both the platforms
- Airport Lounge access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs, and beverage services
- Domestic Airport Lounge Benefit: Avail complimentary airport lounge access, per quarter by spending Rs. 35,000 in a calendar quarter on the card to avail this facility in the next calendar quarter
- Chip and PIN Security
- 24x7 Road side assistance
Editor's Review
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- 5% cashback on fuel purchases
- 5% accelerated Reward Points on categories such as departmental stores, electricity and mobile bills capped at Rs 100 worth ICICI Bank Reward points per month
- Domestic Airport Lounge Benefit: Avail complimentary airport lounge access, per quarter by spending Rs. 35,000 in a calendar quarter
Cons
- No dining benefits
- No golf benefits
- No international lounge access
