Kotak Silk Inspire Credit Card vs Lifestyle HC SBI Card PRIME
Joining Fees
₹599
₹2,999
Editor's Rating
3.6
3.5
Key Features
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
- Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
- Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
- Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
- Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
- On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
Editor's Review
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points.
- 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
- Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year
Cons
- No golf/coaching sessions
