Kotak Silk Inspire Credit Card vs BOB Financial PREMIER
VS
Fees
Kotak Mahindra Bank
Bank of Baroda
Joining Fees
₹599
₹1,000
Renewal Fees
₹599
₹1,000
Network
Visa
Visa
Editor's Review
3.6
4.6
Free Lounge Access
No
Yes
Features
Kotak Silk Inspire Credit Card
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
BOB Financial PREMIER
- 5X rewards on travel, dining and abroad; 2 Reward points on others
- Complimentary airport lounge, 24x7 concierge
- Zero fuel surcharge
- Fuel surcharge waiver
- Zero annual fees basis card usage
Editor's Review
Kotak Silk Inspire Credit Card
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
BOB Financial PREMIER
Pros
- Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
