Kotak Royale Signature Credit Card vs Samsung Axis Bank Signature Credit Card

• Complimentary access to Airport Lounges in India
• Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
• Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
• In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
• Fuel Surcharge Waiver

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* Get 10 EDGE REWARD POINTS on every Rs. 100 spent with the bank's preferred partners such as Bigbasket, Tata1mg, Urban Company, Myntra, and Zomato
* Avail 5 EDGE REWARD POINTS on every Rs. 100 spent on other domestic and international transactions
* 4 complimentary domestic airport lounge visits per calendar year
* Get a 1% fuel surcharge waiver at fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
* Get up to 15% off, up to Rs. 500, which can be availed once every month at 4000+ restaurants in India
* Easily convert transactions of Rs. 2500 or more into easy EMI
* Annual fee will be waived off on annual spends greater than Rs. 2,00,000

Pros

• Airport Lounge Access
• Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
• Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

• No complimentary Golf lessons/green
• Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Pros

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* 4 complimentary domestic airport lounge visits per calendar year
* Up to 15% off, up to Rs. 500, which can be availed once every month at 4000+ restaurants in India 

Cons

* No golf benefits are provided