Kotak Royale Signature Credit Card vs Axis Bank Burgundy Private Credit Card

• Complimentary access to Airport Lounges in India
• Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
• Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
• In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
• Fuel Surcharge Waiver

• Avail 30,000 Welcome Edge Reward points on the first transaction
• Till payment due date, no cash withdrawal charges or interest levied 
• Complimentary EazyDiner Prime membership for savings up to 25% or more at fine dining restaurants
• Get unlimited lounge access at international airports for Priority Pass holders and add-on Priority Pass holders (12 visits for guests). Get unlimited lounge access at domestic airports for primary and add-on cardholders (12 visits for guests, per card)
• Complimentary hotel and dining memberships, including Club Marriott, Accor Plus, and Taj Epicure
• Diagnoses at leading medical institutions, and avail global travel and medical assistance during international travel

Pros

• Airport Lounge Access
• Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
• Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

• No complimentary Golf lessons/green
• Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Pros

• 15 EDGE REWARD points for every Rs. 200 spent on the card
• Concierge Services
• 50 complimentary rounds of Golf per year
• Complimentary ticket on every ticket purchased for 5 movies and 5 non-movie shows, per month, on BookMyShow

Cons

• High Joining and Annual Fees
• No fuel surcharge wavier