Kotak Royale Signature Credit Card vs MakeMyTrip ICICI Bank Platinum Credit Card

• Complimentary access to Airport Lounges in India
• Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
• Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
• In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
• Fuel Surcharge Waiver

• Save up to Rs 1,600 on Domestic Flight bookings at MakeMyTrip with MakeMyTrip ICICI Bank Credit Cards
• Get 12% instant discount on International Flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
• MMTBLACK membership: This invite-only programme will be entirely spend based
• Complimentary Lemon Tree Hotels Voucher: You will receive a Lemon Tree Hotels Voucher worth Rs 2,000 as a part of your welcome kit. Offer is valid for Lemon Tree Hotels room booked through MakeMyTrip Website, Mobile Site or Mobile Application. There is no minimum booking amount condition to avail this offer
• Enjoy benefits worth up to Rs 20,000
• Spend Rs 2.5 lakh and earn Rs 1,000 My Cash each anniversary year
• Spend Rs 50,000 on flights/hotels/holiday bookings on MakeMyTrip Website, Mobile Site or Mobile Application and earn Rs 1,000 My Cash each anniversary year
• VISA Lounge Access: Up to 1 complimentary lounge visit per quarter. Unrestricted chargeable access for yourself and your accompanying guests
• Domestic Airport Lounge Benefit: Avail of 1 complimentary airport lounge access per quarter on your MakeMyTrip ICICI Bank Platinum Credit Card by spending Rs 5,000 in a calendar quarter on your card to avail of this facility in the next calendar quarter
• Railway Lounge Access: 1 complimentary railway lounge access in a quarter to participating lounges in India. Complimentary access to railway lounges will be applicable only for primary cardholders
• BookMyShow and Inox discounts on tickets: 25% discount, maximum up to Rs 100 on purchase of minimum of two tickets per transaction. Avail this benefit two times in a month on BookMyShow and Inox individually
• Exclusive dining offers through ICICI Bank Culinary Treats Programmes
• 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps

Pros

• Airport Lounge Access
• Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
• Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

• No complimentary Golf lessons/green
• Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Pros

• Avail discounts on BookMyShow and Inox movie tickets
• Low Joining Fees
• Fuel Surcharge Wavier

Cons

• Supplementary Card Joining Fee - Rs 250
• Not much reward points on shopping
• High-interest rates per month

To apply for ICICI Bank Credit Cards please click here. To get more benefits from MakeMyTrip please click here