Kotak Royale Signature Credit Card vs HDFC Diners Club Rewardz Credit Card
Joining Fees
₹1,499
₹1,000
Editor's Rating
3.8
4.8
Key Features
- Complimentary access to Airport Lounges in India
- Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
- Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
- In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
- Fuel Surcharge Waiver
- Book Air Tickets / Hotels across 150+ Airlines and choice of Hotels (Domestic & International) at www.hdfcbankdinersclub.com
- You can Redeem Reward points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com ( 1 Reward Point = 0.30 AirMile )
- 10 X Reward Point on International spends for shopping at partnered brands
- Redeem Reward Point for AirMiles across InterMiles, or Singapore Airlines (KrisFlyer Miles). (1 Reward Point = 0.30 AirMile )
- Fuel Surcharge Waiver capped at Rs. 500 every billing cycle
Editor's Review
Pros
- Airport Lounge Access
- Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
- Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
- No complimentary Golf lessons/green
- Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
Pros
- 3 Reward Points for every Rs. 150 spent; 3X Reward Points for spends at partner brands
- Get double the Reward Points for spends on groceries, dining and airline tickets
- 24x7 concierge service
Cons
- No complimentary offers for movie tickets
- No Cashback on spends
- No Complimentary Airport Lounge access
