10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
10% Cash-Back on Movies
Fuel Surcharge Waiver
Railway Surcharge Waiver
Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back
Editor's Review
Pros
The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
10% cashback on grocery and retail spending
Cons
Addon card Fees: Rs. 299
No complimentary Airport Lounge access
Pros
10% Cash-Back on Dining and Movie spends
Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting
Cons
No Golf/coaching sessions
No complimentary Airport Lounge Access
Joining fee: Rs. 1,999
More comparisions with Kotak Mahindra Essentia Platinum Card