Kotak Mahindra Essentia Platinum Card vs Iconia Amex Credit Card
Joining Fees
₹1,499
₹3,500
Editor's Rating
4.1
3.9
Key Features
- 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
- Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
- Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
- Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
- Book movie tickets with Bookmyshow and Sathyam
- Indulge in golf sessions at the most stunning and luxurious golf clubs across India
- Enjoy access to 600+ lounges across the globe with a complimentary Priority Pass and also avail of numerous other travel offers.
- Travel Insurance Cover
- Air accident cover
Editor's Review
Pros
- The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
- 10% cashback on grocery and retail spending
Cons
- Addon card Fees: Rs. 299
- No complimentary Airport Lounge access
Pros
- American Express Lounge Access
- Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
- ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on credit card and is also available on add-on cards.
Cons
- One-time joining fee: Rs. 10,000
