Kotak Mahindra Essentia Platinum Card vs YES Prosperity Cashback Plus Credit Card
Joining Fees
₹1,499
₹1,499
Editor's Rating
4.1
3.8
Key Features
- 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
- Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
- Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
- Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
- On Movie Ticket bookings get 5% Cashback
- On Grocery Shopping get 5% Cashback
- On all Other retails spends get 0.75% Cashback
- On Bill Payments through YES PayNow get 5% Cashback
Editor's Review
Pros
- The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
- 10% cashback on grocery and retail spending
Cons
- Addon card Fees: Rs. 299
- No complimentary Airport Lounge access
Pros
- This credit card is for those who prefer Cashback
- Fuel Surcharge Waiver
- Credit Shield Facility
Cons
- This credit card isn’t for those who are looking for travel benefits
- This card isn’t for those who prefer air miles or rewards
- No concierge service
