Kotak Mahindra Essentia Platinum Card vs HSBC Live+ Credit Card
Joining Fees
₹1,499
₹999
Editor's Rating
4.1
3.5
Key Features
- 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
- Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
- Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
- Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
- Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
- Get 1.5% unlimited cashback at other retailers
- Avail 1.5% unlimited cashback on entertainment spending
- Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
- Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
- Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
- 4 complimentary domestic airport lounge visits per year
- Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app
Editor's Review
Pros
- The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
- 10% cashback on grocery and retail spending
Cons
- Addon card Fees: Rs. 299
- No complimentary Airport Lounge access
Pros
- Get 10% accelerated cashback on dining and food delivery
- Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
- Avail 1.5% unlimited cashback on entertainment spending
Cons
- No fuel benefits
- No rewards benefits
- No international lounge access
