Kotak Mahindra Essentia Platinum Card vs Axis Bank Ace Credit Card

Joining Fees

₹1,499

₹499

Editor's Rating

4.1

4.4

Key Features

  • 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
  • Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
  • Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
  • Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
  • Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
  • Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
  • Get 4% cashback on Ola, Zomato, and Swiggy
  • Get 1.5% cashback on all other spends
  • 4 complimentary domestic airport lounge access per calendar year
  • Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Get up to 15% off at 4000+ partnered restaurants in India
  • Easily convert transactions of Rs. 2,500 or more into EMI

Editor's Review

Pros

  • The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
  • 10% cashback on grocery and retail spending

Cons

  • Addon card Fees: Rs. 299
  • No complimentary Airport Lounge access

Pros

  • Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
  • Get 1.5% cashback on all other spends
  • 4 complimentary domestic airport lounge access per calendar year

Cons

  • No rewards benefits
  • No golf and movie benefits
  • No international lounge access


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