10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
Get 4% cashback on Ola, Zomato, and Swiggy
Get 1.5% cashback on all other spends
4 complimentary domestic airport lounge access per calendar year
Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
Get up to 15% off at 4000+ partnered restaurants in India
Easily convert transactions of Rs. 2,500 or more into EMI
Editor's Review
Pros
The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
10% cashback on grocery and retail spending
Cons
Addon card Fees: Rs. 299
No complimentary Airport Lounge access
Pros
Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
Get 1.5% cashback on all other spends
4 complimentary domestic airport lounge access per calendar year
Cons
No rewards benefits
No golf and movie benefits
No international lounge access
More comparisions with Kotak Mahindra Essentia Platinum Card