Kotak Fortune Gold Credit Card vs SBI Elite Credit Card
Joining Fees
₹0
₹4,999
Editor's Rating
3.7
4
Key Features
- Easy Access to Cash
- Fuel Surcharge Waiver
- Easy Balance Transfer Options
- Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
Editor's Review
Pros
- Fuel surcharge waiver at fuel stations across India
- Attractive Foreign Currency Markup of 2.5%
- Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
