Kotak Feast Gold Credit Card vs Kotak NRI Royale Signature Credit Card

Joining Fees

₹499

₹1,000

Editor's Rating

3.9

3.6

Key Features

  • On a total purchase including Dining & Movies spends of 5000/- or more, earn 10 DINING POINTS for every 100/- spent on Dining (stand-alone outlets ) and Movies. 
  • Fuel Surcharge Applicable 
  • Easy Balance Transfer Options
  • Feast Shield
  • Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
  • Fuel Surcharge Waiver 
  • Railway Surcharge Waiver 
  • NRI Royale Shield

Editor's Review

Pros

  • 10 dining points on every Rs. 100 spent on dining and movies 
  • 10 dining points = Rs. 10
  • Low Annual Fee credit card

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access

Pros

  • This card is good for Indians who are residing overseas
  • Freedom to purchase and pay in INR
  • Complimentary access to Airport Lounges in India 

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • This card isn’t good for those who desire a low foreign currency mark up card


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