Kotak Feast Gold Credit Card vs Axis Bank Insta Easy Credit Card

Joining Fees

₹499

₹500

Editor's Rating

3.9

3.8

Key Features

  • On a total purchase including Dining & Movies spends of 5000/- or more, earn 10 DINING POINTS for every 100/- spent on Dining (stand-alone outlets ) and Movies. 
  • Fuel Surcharge Applicable 
  • Easy Balance Transfer Options
  • Feast Shield
  • Avail Visa International Global Card Assistance Services  
  • Withdrawal as much cash as required
  • Avail credit limit of your choice up to maximum of 80% of the  FD principal value 
  • No extra charge on purchase transactions for up to 50 days 
  • Any application for the Credit Card gets guaranteed approval 
  • The Credit Card is equipped with Platinum Chip contactless technology
  • 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Discover unique delectable cuisines with Axis Bank Dining Delights that offers  15% off at partnered restaurants in India 
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 6 points on Domestic spends for every Rs. 200
  • Earn 12  points on International spends for every Rs. 200
  • 100  points on  the first online transaction 

Editor's Review

Pros

  • 10 dining points on every Rs. 100 spent on dining and movies 
  • 10 dining points = Rs. 10
  • Low Annual Fee credit card

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access

Pros

  • Convert  purchases  to EMI
  • Avail Visa International Global Card Assistance Services
  • Get a guaranteed approval 

Cons            

  • No Golf/coaching sessions
  • No Airport Lounge Visits


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