Kotak Delight Platinum Credit Card vs Axis Bank Select Credit Card
Joining Fees
₹1,999
₹3,000
Editor's Rating
4.3
4.5
Key Features
- A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
- 10% Cash-Back on Movies
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back
- 24x7 dedicated concierge
- Explore curated experiences from across the world with Extraordinary Weekends
- 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- 20% off at partnered restaurants in India
- Air Accident cover up to Rs. 2.5 Crore
- Purchase protection up to Rs. 1 Lakh
- Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover
Editor's Review
Pros
- 10% Cash-Back on Dining and Movie spends
- Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
- In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge Access
- Joining fee: Rs. 1,999
Pros
- Amazon Voucher worth Rs 2000 on card activation
- 20% off up to Rs. 500 p.m. on Bigbasket
- 40% off up to a maximum of Rs. 200 on Swiggy
Cons
- High-interest rate
- High Joining/Renewal Fee
