Kotak Delight Platinum Credit Card vs Airtel Axis Credit Card

Joining Fees

₹1,999

₹500

Editor's Rating

4.3

4.6

Key Features

  • A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
  • 10% Cash-Back on Movies
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver
  • Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back
  • As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket 
  • Get 1% Cashback on all other spends
  • 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Enjoy up to 15% off at partnered restaurants via EazyDiner
  • Convert transactions of Rs. 2500 or more into easy EMI
  • Get annual fee waived off on annual spends greater than Rs. 2,00,000

Editor's Review

Pros

  • 10% Cash-Back on Dining and Movie spends
  • Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
  • In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge Access
  • Joining fee: Rs. 1,999

Pros

  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons

  • No golf benefits
  • No international airport lounge access / movie benefits


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