Kotak Corporate Gold Card vs SBI Elite Credit Card

Joining Fees

₹0

₹4,999

Editor's Rating

4.6

4

Key Features

  • Easy Redemption: Cash rebate will be given through demand draft
  • Fuel Surcharge Waiver
  • Ease To Employees: Spend on the corporate card and your corporate will pay for you
  • Power To Company: More control over spends, various opportunities for savings and budgeting, enabling reduced company costs
  • Swipe Kotak Corporate Card at various business-related spend opportunities
  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary

Editor's Review

Pros

  • Higher reward points earnings
  • International Credit Card
  • Monitor spending patterns of employees

Cons

  • No Complimentary Golf/coaching sessions
  • No Complimentary Airport Lounge Access

Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it


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