Kotak Corporate Gold Card vs IDFC FIRST Select Credit Card
Joining Fees
₹0
₹0
Editor's Rating
4.6
2.75
Key Features
- Easy Redemption: Cash rebate will be given through demand draft
- Fuel Surcharge Waiver
- Ease To Employees: Spend on the corporate card and your corporate will pay for you
- Power To Company: More control over spends, various opportunities for savings and budgeting, enabling reduced company costs
- Swipe Kotak Corporate Card at various business-related spend opportunities
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- 10X Reward Points on purchases greater than Rs.20,000
- 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
- 4 complimentary domestic lounge access per quarter
- 4 complimentary Railway lounge access every quarter
- Low foreign exchange mark-up fee of 1.99%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- Higher reward points earnings
- International Credit Card
- Monitor spending patterns of employees
Cons
- No Complimentary Golf/coaching sessions
- No Complimentary Airport Lounge Access
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
- The dining benefits provided by the card are satisfactory but not that great
