Compare JetPrivilege HDFC Bank Signature/World vs Tata Neu Infinity HDFC Bank Credit Card

Renewal benefits are as follows:

A. Continue getting 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

You can also save lots on Flight & Hotel bookings as described below:

A. Rs. 750 Flight Discount vouchers

B. Rs. 1000 Hotel Discount vouchers

Spend Rs. 3 lakh within 12 months of the Card setup date or within 12 months of Card renewal date to get the renewal fee for the next year waived off
Gain 6 InterMiles on every Rs. 150 spent on retail spends
Gain 12 InterMiles on every Rs. 150 spent on every flight ticket booked on http://flights.intermiles.com
Gain 12 InterMiles on every Rs. 150 spent on every Hotel booked on Interbook.intermiles.com
Get 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
Get 10% discount on Etihad Airways Business Class tickets booked on https://flights.intermiles.com
Get 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
Domestic Lounge Program: Get access to selected lounges at airports in India with HDFC Bank’s network partners
VISA Lounge Program: Obtain 16 complimentary visits Per Year (4 per quarter)
MasterCard Lounge Program: Obtain 16 complimentary visits (4 per quarter)
Priority Pass Membership: Get the Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program allowing preferential access to more than 600 airport lounges around the world. Primary Card holders can get up to 5 free visits to the International Lounges every year
1% fuel surcharge waiver at all fuel stations in India. This is valid on minimum transaction of Rs. 400, and the waiver is capped at Rs. 500 every billing cycle
Zero liability on lost Card
Enjoy Revolving Credit at an interest rate of 3.6% per month
Up to 50 days of free credit period from the date of purchase
Avail up to 3 Add-on Cards for immediate family members (over 18 years)
Save up to 20% on dining bills paid through Dineout Pay (15% Dineout Discount + Additional 5% HDFC Bank Discount):

A. Maximum discount per transaction capped at Rs 1000

B. Maximum discount per customer per month capped at Rs 1000

In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
Reward points gained on Grocery transactions will be capped to 2,000 per month
Zero lost card liability
Foreign Currency Markup: 2% on all your foreign currency spends
Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)

Pros

Joining bonus and renewal benefit
Base Fare Waiver
Airport Lounge Access

Cons

High interest rate
No golf privileges

Pros

Accidental air death cover worth Rs. 1 Crore
Emergency overseas hospitalization: Up to Rs. 15 lakhs
Lost Card Liability Cover : Up to Rs. 9 lakhs
Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)

Cons