Tata Neu Infinity HDFC Bank Credit Card vs YES FIRST Exclusive Credit Card
Joining Fees
₹1,499
₹9,999
Editor's Rating
4
4.4
Key Features
- In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
- 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
- 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
- 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
- Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
- Reward points gained on Grocery transactions will be capped to 2,000 per month
- Zero lost card liability
- Foreign Currency Markup: 2% on all your foreign currency spends
- Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
- International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
- International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)
- One complimentary Golf Lesson every calendar month at select golf courses in India
- Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
- Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
- 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
Editor's Review
Pros
- Accidental air death cover worth Rs. 1 Crore
- Emergency overseas hospitalization: Up to Rs. 15 lakhs
- Lost Card Liability Cover : Up to Rs. 9 lakhs
- Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)
Cons
- No golf benefits
- Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app
Pros
- 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
- 12 Reward Points per Rs. 200 spent on all other categories
- Life Insurance Cover
Cons
- Low reward rate
- Limited redemption options
