JetPrivilege HDFC Bank Signature/World vs Paytm HDFC Bank Select Credit Card

Joining Fees

₹2,500

₹1,000

Editor's Rating

4

3.75

Key Features

  • Renewal benefits are as follows:

A. Continue getting 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

You can also save lots on Flight & Hotel bookings as described below:

A. Rs. 750  Flight Discount vouchers

B. Rs. 1000  Hotel Discount vouchers 

 

  • Spend Rs. 3 lakh within 12 months of the Card setup date or within 12 months of Card renewal date to get the renewal fee for the next year waived off
  • Gain 6 InterMiles on every Rs. 150 spent on retail spends
  • Gain 12 InterMiles on every Rs. 150 spent on every flight ticket booked on http://flights.intermiles.com
  • Gain 12 InterMiles on every Rs. 150 spent on every Hotel booked on Interbook.intermiles.com
  • Get 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
  • Get 10% discount on Etihad Airways Business Class tickets booked on https://flights.intermiles.com
  • Get 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
  • Domestic Lounge Program: Get access to selected lounges at airports in India with HDFC Bank’s network partners
  • VISA Lounge Program: Obtain 16 complimentary visits Per Year (4 per quarter)
  • MasterCard Lounge Program: Obtain 16 complimentary visits (4 per quarter)
  • Priority Pass Membership: Get the Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program allowing preferential access to more than 600 airport lounges around the world. Primary Card holders can get up to 5 free visits to the International Lounges every year
  • 1% fuel surcharge waiver at all fuel stations in India. This is valid on minimum transaction of Rs. 400, and the waiver is capped at Rs. 500 every billing cycle
  • Zero liability on lost Card
  • Enjoy Revolving Credit at an interest rate of 3.6% per month
  • Up to 50 days of free credit period from the date of purchase
  • Avail up to 3 Add-on Cards for immediate family members (over 18 years)
  • Save up to 20% on dining bills paid through Dineout Pay (15% Dineout Discount + Additional 5% HDFC Bank Discount):

A. Maximum discount per transaction capped at Rs 1000

B. Maximum discount per customer per month capped at Rs 1000

  • Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
  • Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
  • Get 1% Cashback on all other retail transactions
  • Obtain up to 50 days of interest free credit 
  • Get up to 4 complimentary add-on cards
  • Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
  • If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
  • 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
  • Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000 
  • Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter 
  • The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
  • Avail up to 20% discount on partner restaurants through Dineout

Editor's Review

Pros

  • Joining bonus and renewal benefit
  • Base Fare Waiver
  • Airport Lounge Access

Cons

  • High interest rate
  • No golf privileges

Pros

  • 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
  • Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
  • 8 Complimentary access to Domestic Airport Lounges in India in a calendar year

Cons

  • No rewards as such
  • Get 1% Cashback on all other retail transactions
  • Milestone benefits could have been made better


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