JetPrivilege HDFC Bank Signature/World vs Paytm HDFC Bank Credit Card
Joining Fees
₹2,500
₹500
Editor's Rating
4
3.75
Key Features
- Renewal benefits are as follows:
A. Continue getting 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date
You can also save lots on Flight & Hotel bookings as described below:
A. Rs. 750 Flight Discount vouchers
B. Rs. 1000 Hotel Discount vouchers
- Spend Rs. 3 lakh within 12 months of the Card setup date or within 12 months of Card renewal date to get the renewal fee for the next year waived off
- Gain 6 InterMiles on every Rs. 150 spent on retail spends
- Gain 12 InterMiles on every Rs. 150 spent on every flight ticket booked on http://flights.intermiles.com
- Gain 12 InterMiles on every Rs. 150 spent on every Hotel booked on Interbook.intermiles.com
- Get 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
- Get 10% discount on Etihad Airways Business Class tickets booked on https://flights.intermiles.com
- Get 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
- Domestic Lounge Program: Get access to selected lounges at airports in India with HDFC Bank’s network partners
- VISA Lounge Program: Obtain 16 complimentary visits Per Year (4 per quarter)
- MasterCard Lounge Program: Obtain 16 complimentary visits (4 per quarter)
- Priority Pass Membership: Get the Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program allowing preferential access to more than 600 airport lounges around the world. Primary Card holders can get up to 5 free visits to the International Lounges every year
- 1% fuel surcharge waiver at all fuel stations in India. This is valid on minimum transaction of Rs. 400, and the waiver is capped at Rs. 500 every billing cycle
- Zero liability on lost Card
- Enjoy Revolving Credit at an interest rate of 3.6% per month
- Up to 50 days of free credit period from the date of purchase
- Avail up to 3 Add-on Cards for immediate family members (over 18 years)
- Save up to 20% on dining bills paid through Dineout Pay (15% Dineout Discount + Additional 5% HDFC Bank Discount):
A. Maximum discount per transaction capped at Rs 1000
B. Maximum discount per customer per month capped at Rs 1000
- As a Milestone Benefit, avail up to Rs. 1200 cashback annually - 1% Cashback upon spending Rs.10,000 every month (Non-EMI, Non-Wallet and Non-Rental Spends)
- The First Year Fee will get waived upon spending Rs. 30,000 (Non-EMI spends) within the first 90 days. The Renewal Year Fee will get waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period. Monthly fee will get waived off on retail spends of Rs. 5000 in a month (Non-EMI spends)
- Avail 3% Cashback on purchases on Paytm [Recharge + Utility + Movies + Mini App]
- Avail 2% Cashback on all other Select Paytm Spends
- Avail 1% Cashback on all other Retail Spends
- Enjoy up to 50 days of interest-free period
- Avail up to 4 complimentary add-on cards
- Zero Lost card liability
- Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. Rs. 5,000
- Enjoy up to 20% discount on partnered restaurants via Dineout
Editor's Review
Pros
- Joining bonus and renewal benefit
- Base Fare Waiver
- Airport Lounge Access
Cons
- High interest rate
- No golf privileges
Pros
- The card is most useful for those who use Paytm daily users of Paytm
- Decent cashback and offers on spends made with Paytm
- Enjoy up to 20% discount on partnered restaurants via Dineout
Cons
- No airport lounge access
- No rewards as such
- The cashback obtained on transactions other than the eligible category is relatively low at 1%
