Compare JetPrivilege HDFC Bank Signature/World vs IndianOil HDFC Bank Credit Card

Renewal benefits are as follows:

A. Continue getting 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

You can also save lots on Flight & Hotel bookings as described below:

A. Rs. 750 Flight Discount vouchers

B. Rs. 1000 Hotel Discount vouchers

Spend Rs. 3 lakh within 12 months of the Card setup date or within 12 months of Card renewal date to get the renewal fee for the next year waived off
Gain 6 InterMiles on every Rs. 150 spent on retail spends
Gain 12 InterMiles on every Rs. 150 spent on every flight ticket booked on http://flights.intermiles.com
Gain 12 InterMiles on every Rs. 150 spent on every Hotel booked on Interbook.intermiles.com
Get 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
Get 10% discount on Etihad Airways Business Class tickets booked on https://flights.intermiles.com
Get 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
Domestic Lounge Program: Get access to selected lounges at airports in India with HDFC Bank’s network partners
VISA Lounge Program: Obtain 16 complimentary visits Per Year (4 per quarter)
MasterCard Lounge Program: Obtain 16 complimentary visits (4 per quarter)
Priority Pass Membership: Get the Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program allowing preferential access to more than 600 airport lounges around the world. Primary Card holders can get up to 5 free visits to the International Lounges every year
1% fuel surcharge waiver at all fuel stations in India. This is valid on minimum transaction of Rs. 400, and the waiver is capped at Rs. 500 every billing cycle
Zero liability on lost Card
Enjoy Revolving Credit at an interest rate of 3.6% per month
Up to 50 days of free credit period from the date of purchase
Avail up to 3 Add-on Cards for immediate family members (over 18 years)
Save up to 20% on dining bills paid through Dineout Pay (15% Dineout Discount + Additional 5% HDFC Bank Discount):

A. Maximum discount per transaction capped at Rs 1000

B. Maximum discount per customer per month capped at Rs 1000

Gain up to 50 Litres of Free fuel annually
Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)
Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
Enjoy Revolving Credit at a nominal interest rate
Zero Lost card liability
Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase
1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee
With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
IndianOil HDFC Bank Credit Card is enabled for contactless payments
Earn Fuel Points on retail spends
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets

Pros

Joining bonus and renewal benefit
Base Fare Waiver
Airport Lounge Access

Cons

High interest rate
No golf privileges

Pros

Gain up to 50 Litres of Free fuel annually
Gain 5% of your spending as Fuel Points at IndianOil outlets
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments

Cons