Ixigo AU Bank Credit Card vs SBI Card Prime

• Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
• Enjoy a 10% discount on Flight Bookings up to Rs. 1,000 
• Wave goodbye to PG Charges on train bookings
• Get 10% Off on Bus Bookings up to Rs. 300 
• Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000 
• Discounts on Flight, Hotel and Bus Bookings can be availed once per month
• PG charges are waived twice per month
• Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
• Avail 10 Reward Points for every Rs. 200 spent on online purchases
• Avail 5 Reward Points for every Rs. 200 spent offline
•  1 Complimentary International Lounge Access every year
• Priority Pass can be issued upon request
• Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
• Zero mark-up fee on international purchase
• 1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
• Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
• Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
• Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
• Credit Shield: Up to Rs. 1.5 Lakhs
• Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI

• Get 10 Reward Points per Rs. 100 spent on Dining, Groceries, Departmental stores and Movies
• Earn 2 Reward Points per Rs. 100 on all other retail spends
• 1% Fuel Surcharge Waiver on transaction amount ranging from Rs. 500 - Rs. 4000 across all petrol pumps
• Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
• Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
• Avail E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
• Get complimentary Trident Privilege Red Tier Membership   
• Get exclusive 1,000 Welcome Points on registration
• Get 1,500 Bonus Points on your first stay and additional Rs. 1,000 hotel credit on extended night stay
• Avail 10% instant saving on bookings through hotel website
• Avail 10 points for every Rs.100 spent during the stay at participating hotels
• Complimentary Club Vistara Silver membership
• Get 1 Upgrade Voucher
• Avail 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
• 4 complimentary visits per calendar year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)
• 8 complimentary visits per calendar year to Domestic Lounges in India (max. 2 visits per quarter)
• Get 20 Reward Points per Rs. 100  spent on your birthday

Mastercard/Visa/American Express Privileges

• Mastercard

a. Avail 4 rounds of complimentary green fees access and up to 50% off on golf games along with 1 complimentary lesson per month at selected golf courses in India

b. Get up to 15% discount on best available room rates and up to 15% discount on F&B at Lalit Hotels

• Visa

a. Savings of up to 10% on Hertz car rental and up to 35% on Avis Car Rentals

b. Exclusive benefits across 900 luxury hotels worldwide

• American Express

a. American Express Dining Platform - Discover delectable dining offers and up to 25% discount in your city

b. Complimentary Tablet plus membership - access to VIP upgrades and privileges at hotels in India and around the world

• Get complimentary Air Accident Liability Cover of Rs. 50 lakhs
• Get complimentary credit card Fraud Liability Cover of Rs. 1 lakh
• With Flexipay, convert your transactions in easy monthly installments. Simply transact for Rs. 2,500 or more using your SBI Card PRIME, and log onto sbicard.com within 30 days of purchase to convert it into Flexipay
• Transfer the outstanding balance of other banks’ credit cards to SBI Card PRIME, to avail a lower rate of interest and pay back in EMIs

Pros

• Direct discounts on Ixigo travel bookings, and accelerated rewards
• Domestic airport and railway lounge access
• Discount on bus ticket bookings

Cons

• Only 1 International Airport Lounge access
• No Golf benefits
• Priority Pass is issued only upon request

Pros

• 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
• Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
• 4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)

Cons

• General spending rewards rate: 0.50%
• Joining Fee bit high