Ixigo AU Bank Credit Card vs Axis Bank Select Credit Card

Joining Fees

₹999

₹3,000

Editor's Rating

3

4.5

Key Features

  • Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
  • Enjoy a 10% discount on Flight Bookings up to Rs. 1,000 
  • Wave goodbye to PG Charges on train bookings
  • Get 10% Off on Bus Bookings up to Rs. 300 
  • Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000 
  • Discounts on Flight, Hotel and Bus Bookings can be availed once per month
  • PG charges are waived twice per month
  • Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
  • Avail 10 Reward Points for every Rs. 200 spent on online purchases
  • Avail 5 Reward Points for every Rs. 200 spent offline
  •  1 Complimentary International Lounge Access every year
  • Priority Pass can be issued upon request
  • Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
  • Zero mark-up fee on international purchase
  • 1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
  • Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
  • Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
  • Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
  • Credit Shield: Up to Rs. 1.5 Lakhs
  • Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI
  • Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website. This is applicable once per month per user
  • Flat Rs. 200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of Rs. 1000 per order
  • 12 complimentary International Airport Lounge access via Priority Pass Membership
  • 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
  • Do note that the Priority Pass will renew automatically when you have met Rs. 3 lakhs spends in preceding card anniversary year
  • 6 complimentary golf rounds per year. Unlock 6 additional visits by spending Rs. 3 lakhs annually
  • Annual benefits: Priority Pass Membership renewal on annual spend of 3 Lakh. Renewal of offers on BigBasket and Swiggy
  • Get 5000 EDGE points on spending Rs. 3 Lakhs in a card anniversary year
  • Complete annual fee waiver on spending Rs. 8 Lakhs in a card anniversary year
  • Get 10 Axis EDGE points on every Rs. 200 spends
  • Get 2X per  Rs. 200 on ‘Retail Shopping’ spends
  • Avail 2X EDGE REWARD Points up to cumulative transactions of Rs. 20,000 per month. For transactions done above Rs. 20,000 per months earn 10 EDGE REWARD Points
  • Explore curated experiences from across the world with Extraordinary Weekends
  • 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month.
  • Rs. 800 off and more via Axis Bank Dining Delight Program with EazyDiner
  • Purchase protection up to Rs. 1 Lakh
  • Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover

Editor's Review

Pros

  • Direct discounts on Ixigo travel bookings, and accelerated rewards
  • Domestic airport and railway lounge access
  • Discount on bus ticket bookings

Cons

  • Only 1 International Airport Lounge access
  • No Golf benefits
  • Priority Pass is issued only upon request

Pros

  • Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website
  • 12 complimentary International Airport Lounge access via Priority Pass Membership
  • 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months

Cons

  • High interest rate
  • High joining/renewal fee


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