IRCTC SBI Card Premier vs RBL Bank World Prime SuperCard

• Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days 
• Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
• Get 5% back Air ticket purchases on www.air.irctc.co.in
• Get 5% back E-catering purchases on www.ecatering.irctc.co.in
• Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends

* Avail fuel surcharge waiver up to Rs. 150 per month
* Avail 2 Reward Points per Rs. 100 that you spend
* Earn 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet Load. The maximum cap is 1,000 Reward Points
* In a year, spend Rs. 1,50,000 and get 10,000 Reward Points
* In a year, get additional 10,000 Reward Points by crossing the spend level of Rs. 3,50,000
Redeem the points at www.rblrewards.com/SuperCard for an exciting range of gift vouchers/hotel stays/air tickets etc.
* 24 x 7 Concierge Help Desk
* Avail 8 free access in a year, at domestic airport lounges in India. In a quarter, the maximum limit of 2 complimentary airport lounge access
* Enjoy the BookMyShow Offer: Get 1+1 Movie ticket, twice a month on any day of the week
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank World Prime SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Complimentary Rail Accident Insurance of Rs. 10 Lakhs
• Avail accommodation at over 5,000 hotels, covering 350 cities in India
• 8 Complimentary Railway Lounge access in India                                                                                                          

Cons     

• No Complimentary Airport Lounge access                                                                                                                                                        
• No Golf/coaching sessions

Pros
* Rewards on all spends
* Bonus & Annual Rewards worth Rs. 30,000+
* Complimentary lounge & Concierge service

Cons
* No golf complimentary benefits
* No airmiles