IRCTC SBI Card Premier vs Lifestyle HC SBI Card PRIME
Joining Fees
₹1,499
₹2,999
Editor's Rating
3.5
3.5
Key Features
- Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days
- Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
- Get 5% back Air ticket purchases on www.air.irctc.co.in
- Get 5% back E-catering purchases on www.ecatering.irctc.co.in
- Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
- Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
- Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
- Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
- Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
- On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
Editor's Review
Pros
- Complimentary Rail Accident Insurance of Rs. 10 Lakhs
- Avail accommodation at over 5,000 hotels, covering 350 cities in India
- 8 Complimentary Railway Lounge access in India
Cons
- No Complimentary Airport Lounge access
- No Golf/coaching sessions
Pros
- On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points.
- 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
- Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year
Cons
- No golf/coaching sessions
