IRCTC SBI Card Premier vs Doctor's SBI Card (in association with IMA)

Joining Fees

₹1,499

₹1,499

Editor's Rating

3.5

4

Key Features

  • Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days 
  • Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
  • Get 5% back Air ticket purchases on www.air.irctc.co.in
  • Get 5% back E-catering purchases on www.ecatering.irctc.co.in
  • Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
  • Get up to 8 complimentary visits annually to domestic airport lounges in India
  • 1% fuel surcharge waiver 
  • Add-on cards are available along with the primary card 
  • The card can be used over 1 million Visa or MasterCard ATMs across the world

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Complimentary Rail Accident Insurance of Rs. 10 Lakhs
  • Avail accommodation at over 5,000 hotels, covering 350 cities in India
  • 8 Complimentary Railway Lounge access in India                                                                                                          

Cons     

  • No Complimentary Airport Lounge access                                                                                                                                                        
  • No Golf/coaching sessions

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA) 
  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs 
  • The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance 
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000  

Cons 

  • No Golf/coaching sessions


More comparisions with IRCTC SBI Card Premier

More comparisions with Doctor's SBI Card (in association with IMA)

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