IRCTC SBI Card Premier vs RBL Bank MoneyTap Black Credit Card

Joining Fees

₹1,499

₹3,000

Editor's Rating

3.5

3.6

Key Features

  • Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days 
  • Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
  • Get 5% back Air ticket purchases on www.air.irctc.co.in
  • Get 5% back E-catering purchases on www.ecatering.irctc.co.in
  • Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends

* Get 2 Reward Points for every Rs. 100 spent on all purchases such as travel, groceries, dining and electricity bill
* Avail 5X Reward Points i.e. 10 Reward Points for every Rs. 100 spent online, up to 500 Reward Points in a month
* Monthly Benefit: Earn 1000 Reward Points every month on making at least 5 transactions of Rs. 1000 or more
* Get 10% discount on movie bookings on bookmyshow, up to Rs. 100, any day of the week, 15 times in a year
* Complimentary access to domestic airport lounges, up to 1 visit per calendar quarter
* Earn 8000 Reward Points on annual online spends of Rs. 2.5 lakh
* Earn additional 8000 Reward Points on crossing annual online spends of Rs. 4 lakh
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. The maximum waiver of Rs. 100 per month

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Complimentary Rail Accident Insurance of Rs. 10 Lakhs
  • Avail accommodation at over 5,000 hotels, covering 350 cities in India
  • 8 Complimentary Railway Lounge access in India                                                                                                          

Cons     

  • No Complimentary Airport Lounge access                                                                                                                                                        
  • No Golf/coaching sessions

Pros
* Movies and Monthly Rewards along with Airport Lounge Access
* Earn Accelerated Reward Points on online spends benefits
* Earn up to 16000 Reward Points on Annual Spend milestone

Cons
* No golf benefits
* No airmiles


More comparisions with IRCTC SBI Card Premier

More comparisions with RBL Bank MoneyTap Black Credit Card

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