IRCTC SBI Card Premier vs HDFC Diners Club Rewardz Credit Card

Joining Fees

₹1,499

₹1,000

Editor's Rating

3.5

4.8

Key Features

  • Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days 
  • Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
  • Get 5% back Air ticket purchases on www.air.irctc.co.in
  • Get 5% back E-catering purchases on www.ecatering.irctc.co.in
  • Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
  • Book Air Tickets / Hotels across 150+ Airlines and choice of Hotels (Domestic & International) at www.hdfcbankdinersclub.com
  • You can Redeem Reward points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com ( 1 Reward Point = 0.30 AirMile )
  • 10 X Reward Point on International spends for shopping at partnered brands
  • Redeem Reward Point for AirMiles across InterMiles, or Singapore Airlines (KrisFlyer Miles). (1 Reward Point = 0.30 AirMile )
  • Fuel Surcharge Waiver capped at Rs. 500 every billing cycle

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Complimentary Rail Accident Insurance of Rs. 10 Lakhs
  • Avail accommodation at over 5,000 hotels, covering 350 cities in India
  • 8 Complimentary Railway Lounge access in India                                                                                                          

Cons     

  • No Complimentary Airport Lounge access                                                                                                                                                        
  • No Golf/coaching sessions

Pros

  • 3 Reward Points for every Rs.  150 spent; 3X Reward Points for spends at partner brands
  • Get double the Reward Points for spends on groceries, dining and airline tickets
  • 24x7 concierge service 

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on spends 
  • No Complimentary Airport Lounge access


More comparisions with IRCTC SBI Card Premier

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