Get 10% back on AC1, AC2, AC3, Executive Chair car and Chair Car as reward points for ticket purchases on www.irctc.co.in and IRCTC Mobile App
Get 5% back on Air ticket purchases on www.air.irctc.co.in
Get 5% back on E-catering purchases on www.ecatering.irctc.co.in
Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
Avail 1 Reward Point per 125 spent on other non-fuel retail purchases
Get 2,500 Reward Points on annual travel spends of Rs. 50,000
On annual travel spends of Rs. 1,00,000, avail 5,000 Reward Points
Spend Based Reversal of Annual Fee on spends of Rs. 2 Lakhs
Complimentary Rail Accident Insurance of Rs. 10 Lakhs
Complimentary Air Accident insurance of Rs. 50 Lakhs
Complimentary Fraud Liability cover of Rs. 1 Lakh
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
Save 1.8% transaction charges on airline ticket bookings on www.air.irctc.co.in
Book airline tickets with IRCTC at unbeatable prices, and explore the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Avail accommodation at 5,000+ hotels, covering 350 cities in India
1% fuel surcharge at all petrol pumps in India, on transactions betweenRs. 500 - Rs. 4,000
8 complimentary railway lounge access in a year to participating lounges in India (Max 2 per quarter)
Visa Privileges include: Savings of 10% on Hertz car rental and up to 35% on Avis Car Rentals, exclusive benefits across 900 luxury hotels globally, and obtain up to 10,000 miles per night on hotel stay plus 25% extra miles on Kaligo.com
Complimentary credit card fraud liability cover of Rs. 1 lakh
Complimentary Overseas Accident cover of Rs. 50 lakh
With Flexipay facility, convert transactions in EMIs by simply transacting Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
While booking railway tickets online using IRCTC SBI Platinum Card, get the tickets delivered at your doorstep
The IRCTC SBI Card Premier credit card is accepted in over 24 million outlets across the world, including 3,25,000 outlets in India
Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
Get 1% Cashback on all other retail transactions
Obtain up to 50 days of interest free credit
Get up to 4 complimentary add-on cards
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
Avail up to 20% discount on partner restaurants through Dineout
Editor's Review
Pros
Complimentary credit card fraud liability cover of Rs. 1 lakh
Complimentary Overseas Accident cover of Rs. 50 lakh
8 complimentary railway lounge access in India
Cons
No golf benefits
No complimentary airport lounge access
Pros
5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
8 Complimentary access to Domestic Airport Lounges in India in a calendar year