IRCTC SBI Card Premier vs Bank of Maharashtra - SBI Platinum Credit Card

Joining Fees

₹1,499

₹2,999

Editor's Rating

3.5

2.3

Key Features

  • Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days 
  • Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
  • Get 5% back Air ticket purchases on www.air.irctc.co.in
  • Get 5% back E-catering purchases on www.ecatering.irctc.co.in
  • Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
  • Get Welcome Gift voucher worth Rs. 3,000 from any one of the brand partners
  • Spend linked gift vouchers worth Rs. 6,000
  • 5X Reward Points on Dining, Departmental store and International spends
  • Card Anniversary gift voucher worth Rs. 3,000 

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Complimentary Rail Accident Insurance of Rs. 10 Lakhs
  • Avail accommodation at over 5,000 hotels, covering 350 cities in India
  • 8 Complimentary Railway Lounge access in India                                                                                                          

Cons     

  • No Complimentary Airport Lounge access                                                                                                                                                        
  • No Golf/coaching sessions

Pros

  • Avail spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
  • Receive e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/Bata, Westside, Shoppers Stop
  • 2 complimentary Domestic Airport Lounge visits every quarter in India

Cons

  • Although you’ll get a complimentary membership to the Priority Pass Program worth $99, there’s a usage fee of $27 +taxes that will be charged to Bank of Maharashtra - SBI Platinum Credit Card every time you visit an airport lounge. Moreover, only the Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only


More comparisions with IRCTC SBI Card Premier

More comparisions with Bank of Maharashtra - SBI Platinum Credit Card

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