IRCTC SBI Card Premier vs Axis My Zone Credit Card

Joining Fees

₹1,499

₹500

Editor's Rating

3.5

3.9

Key Features

  • Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days 
  • Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
  • Get 5% back Air ticket purchases on www.air.irctc.co.in
  • Get 5% back E-catering purchases on www.ecatering.irctc.co.in
  • Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
  • With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
  • Get 40% discount on food delivery at Swiggy
  • Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
  • Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card
  • Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Complimentary Rail Accident Insurance of Rs. 10 Lakhs
  • Avail accommodation at over 5,000 hotels, covering 350 cities in India
  • 8 Complimentary Railway Lounge access in India                                                                                                          

Cons     

  • No Complimentary Airport Lounge access                                                                                                                                                        
  • No Golf/coaching sessions

Pros

  • Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
  • 1 Complimentary Airport Lounge Access
  • Get 40% discount on food delivery at Swiggy

Cons

  • No Golf/coaching sessions
  • High-interest rate


More comparisions with IRCTC SBI Card Premier

More comparisions with Axis My Zone Credit Card

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