Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
Avail 1 Reward Point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases on irctc.co.in and IRCTC Mobile App
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Enjoy the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Get accommodation at over 5,000 hotels, covering 350 cities in India
1% fuel surcharge across all petrol pumps in India on transactions between Rs. 500 and Rs. 3,000
IRCTC SBI Card (on RuPay platform) provided great offers on travel, golf, dining and other entertainment options from RuPay
4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
Withdraw cash from over 2 plus million global ATMs in 190 countries/territories, including over 43,000 SBI ATMs in India
Transfer outstanding balance of other bank’s credit card to IRCTC SBI Card (on RuPay platform) to avail a lower rate of interest and pay back in EMIs
With Flexipay facility, convert transactions in easy monthly installments. Simply transact Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
Use IRCTC SBI Card (on RuPay platform) to book railway tickets online and get them delivered to you
Earn 2 Reward Points for every Rs. 100 spent on all your purchases
5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher
Editor's Review
Pros
4 complimentary railway lounge access in a quarter to participating lounges in India
Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
Cons
No golf benefits
No complimentary airport lounge access
Pros
Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
Two complimentary access to domestic lounges at all major airports in India
Cons
No Fuel Surcharge Wavier
High-interest rate
More comparisions with IRCTC SBI Card on RuPay Platform