IRCTC SBI Card on RuPay Platform vs Axis Bank Signature Credit Card with Lifestyle Benefits
Joining Fees
₹500
₹5,000
Editor's Rating
3.9
4
Key Features
- Avail exclusive travel privileges by logging on to irctc.co.in
- Book airline tickets with IRCTC at unbeatable prices
- Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
- Get accommodation at over 5,000 hotels, covering 350 cities in India
- If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
- Annual fee waived upon spending Rs. 3 lakh in the preceding year
- 50% cashback on movie tickets purchased through BookMyShow
- Flexible Spending Limit
- Visa Offers Complimentary Airport Lounge Access within India
- Complimentary Priority Pass membership
- On transactions over Rs. 2500, convert the purchases into EMIs
- Avail up to Rs. 2.5 crore for Air Accident Cover
- Get 15% off on dining bills at partnered restaurants in India
- Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
- Get 10 Reward Points per Rs. 200 spent domestically
- Get 20 Reward Points on every Rs. 200 spent internationally on
- On the first online transaction get 100 Points
Editor's Review
Pros
- 4 complimentary railway lounge access in a quarter to participating lounges in India
- Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
- Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points
Cons
- No Airport Lounge Access
Pros
- Avail Gift Vouchers from top brands
- Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
- Obtain Air Accident Insurance Cover
Cons
- The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
