IRCTC SBI Card on RuPay Platform vs Kotak League Platinum Credit Card

Joining Fees

₹500

₹500

Editor's Rating

3.9

3.9

Key Features

  • Avail exclusive travel privileges by logging on to irctc.co.in 
  • Book airline tickets with IRCTC at unbeatable prices
  • Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
  • Get accommodation at over 5,000 hotels, covering 350 cities in India
  • 8X reward points on every Rs. 150 spent
  • Fuel Surcharge Applicable 
  • Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
  • League Priority Attend

Editor's Review

Pros

  • 4 complimentary railway lounge access in a quarter to participating lounges in India
  • Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
  • Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points

Cons

  • No Airport Lounge Access 

Pros

  • 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
  • Earn up to 8X Reward Points on every Rs.150 spent across all categories
  • Railway Surcharge Waiver

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access


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