Compare IRCTC SBI Card on RuPay Platform vs JetPrivilege HDFC Bank Signature/World

Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
Avail 1 Reward Point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases on irctc.co.in and IRCTC Mobile App
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Enjoy the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Get accommodation at over 5,000 hotels, covering 350 cities in India
1% fuel surcharge across all petrol pumps in India on transactions between Rs. 500 and Rs. 3,000
IRCTC SBI Card (on RuPay platform) provided great offers on travel, golf, dining and other entertainment options from RuPay
4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
Withdraw cash from over 2 plus million global ATMs in 190 countries/territories, including over 43,000 SBI ATMs in India
Transfer outstanding balance of other bank’s credit card to IRCTC SBI Card (on RuPay platform) to avail a lower rate of interest and pay back in EMIs
With Flexipay facility, convert transactions in easy monthly installments. Simply transact Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
Use IRCTC SBI Card (on RuPay platform) to book railway tickets online and get them delivered to you

Renewal benefits are as follows:

A. Continue getting 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

You can also save lots on Flight & Hotel bookings as described below:

A. Rs. 750 Flight Discount vouchers

B. Rs. 1000 Hotel Discount vouchers

Spend Rs. 3 lakh within 12 months of the Card setup date or within 12 months of Card renewal date to get the renewal fee for the next year waived off
Gain 6 InterMiles on every Rs. 150 spent on retail spends
Gain 12 InterMiles on every Rs. 150 spent on every flight ticket booked on http://flights.intermiles.com
Gain 12 InterMiles on every Rs. 150 spent on every Hotel booked on Interbook.intermiles.com
Get 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
Get 10% discount on Etihad Airways Business Class tickets booked on https://flights.intermiles.com
Get 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
Domestic Lounge Program: Get access to selected lounges at airports in India with HDFC Bank’s network partners
VISA Lounge Program: Obtain 16 complimentary visits Per Year (4 per quarter)
MasterCard Lounge Program: Obtain 16 complimentary visits (4 per quarter)
Priority Pass Membership: Get the Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program allowing preferential access to more than 600 airport lounges around the world. Primary Card holders can get up to 5 free visits to the International Lounges every year
1% fuel surcharge waiver at all fuel stations in India. This is valid on minimum transaction of Rs. 400, and the waiver is capped at Rs. 500 every billing cycle
Zero liability on lost Card
Enjoy Revolving Credit at an interest rate of 3.6% per month
Up to 50 days of free credit period from the date of purchase
Avail up to 3 Add-on Cards for immediate family members (over 18 years)
Save up to 20% on dining bills paid through Dineout Pay (15% Dineout Discount + Additional 5% HDFC Bank Discount):

A. Maximum discount per transaction capped at Rs 1000

B. Maximum discount per customer per month capped at Rs 1000

Pros

4 complimentary railway lounge access in a quarter to participating lounges in India
Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points

Cons