IRCTC SBI Card on RuPay Platform vs InterMiles ICICI Bank Sapphiro Credit Card
Joining Fees
₹500
₹5,000
Editor's Rating
3.9
4.1
Key Features
- Avail exclusive travel privileges by logging on to irctc.co.in
- Book airline tickets with IRCTC at unbeatable prices
- Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
- Get accommodation at over 5,000 hotels, covering 350 cities in India
- Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
- Complimentary Airport Lounge access
- Complimentary Golf rounds, movie tickets, discounts on dining and more
- Discount on Economy Class tickets booked on Etihad Airways: 5%
- Discount on Business Class tickets booked on Etihad Airways: 10%
Editor's Review
Pros
- 4 complimentary railway lounge access in a quarter to participating lounges in India
- Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
- Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points
Cons
- No Airport Lounge Access
Pros
- Redemption Miles Back on international flights: 30%
- Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
- Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership
Cons
- High-interest rate
- High Joining Fees
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