IRCTC SBI Card on RuPay Platform vs HDFC Diners Club Rewardz Credit Card

Joining Fees

₹500

₹1,000

Editor's Rating

3.9

4.8

Key Features

  • Avail exclusive travel privileges by logging on to irctc.co.in 
  • Book airline tickets with IRCTC at unbeatable prices
  • Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
  • Get accommodation at over 5,000 hotels, covering 350 cities in India
  • Book Air Tickets / Hotels across 150+ Airlines and choice of Hotels (Domestic & International) at www.hdfcbankdinersclub.com
  • You can Redeem Reward points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com ( 1 Reward Point = 0.30 AirMile )
  • 10 X Reward Point on International spends for shopping at partnered brands
  • Redeem Reward Point for AirMiles across InterMiles, or Singapore Airlines (KrisFlyer Miles). (1 Reward Point = 0.30 AirMile )
  • Fuel Surcharge Waiver capped at Rs. 500 every billing cycle

Editor's Review

Pros

  • 4 complimentary railway lounge access in a quarter to participating lounges in India
  • Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
  • Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points

Cons

  • No Airport Lounge Access 

Pros

  • 3 Reward Points for every Rs.  150 spent; 3X Reward Points for spends at partner brands
  • Get double the Reward Points for spends on groceries, dining and airline tickets
  • 24x7 concierge service 

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on spends 
  • No Complimentary Airport Lounge access


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