IRCTC SBI Card on RuPay Platform vs Axis Bank Vistara Infinite Credit Card

• Avail exclusive travel privileges by logging on to irctc.co.in 
• Book airline tickets with IRCTC at unbeatable prices
• Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
• Get accommodation at over 5,000 hotels, covering 350 cities in India

• Get Club Vistara Membership as a complimentary
• On achieving the milestone spends, get bonus CV Points and up to four complimentary Business Class tickets
• Complimentary Lounge Access at selected airports within India including the exclusive Vistara Lounge at Terminal 3 of Indira Gandhi International Airport, Delhi
• Get 6 complimentary rounds of golf at India’s most picturesque destinations
• Explore curated experiences from across the world with Extraordinary Weekends

Pros

• 4 complimentary railway lounge access in a quarter to participating lounges in India
• Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
• Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points

Cons

• No Airport Lounge Access 

Pros

• Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights
• Air Accident Cover off up to Rs. 2.5 crore
• Purchase Protection Cover up to Rs. 1 lakh Cover up to USD 300

Cons

• High Annual Fee with no waiver option
• No extra points for spending on Vistara for flight bookings
• You’re tied to Club Vistara Points