Complimentary Club Vistara Gold Membership: Enjoy the exclusive privileges of complimentary Club Vistara Gold Membership such as priority check-in, priority boarding, complimentary lounge access, additional baggage allowance, and priority baggage handling
Accrue Club Vistara Points on every swipe: Earn 6 CV points on every spend of Rs. 200 and redeem for upgrades and award flights faster
Get bonus CV Points and up to 4 complimentary Business Class tickets on achieving the milestone spends
2 Complimentary lounge access at selected domestic airports within India
Get 6 complimentary rounds of golf at some of India’smost picturesque destinations
Explore curatedexperiences from across the world with Extraordinary weekends
Avail 40% off, up to Rs. 1000, once per month at partnered restaurants with Axis Bank EazyDiner
Get up to 15% off on Trident properties
Purchase Protection Cover up to to Rs. 1 lakh
Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
Fuel Transaction Surcharge- 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
Reward points gained on Grocery transactions will be capped to 2,000 per month
Zero lost card liability
Foreign Currency Markup: 2% on all your foreign currency spends
Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)
Editor's Review
Pros
Avail 40% off, up to Rs. 1000, once per month at partnered restaurants
2 Complimentary lounge access at selected domestic airports within India
Get 6 complimentary rounds of golf at some of India’smost picturesque destinations
Cons
High Annual Fee with no waiver option
No extra points for spending on Vistara for flight bookings
You’re tied to Club Vistara Points
Pros
Accidental air death cover worth Rs. 1 Crore
Emergency overseas hospitalization: Up to Rs. 15 lakhs
Lost Card Liability Cover : Up to Rs. 9 lakhs
Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)
Cons
No golf benefits
Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app
More comparisions with Axis Bank Vistara Infinite Credit Card