Axis Bank Vistara Infinite Credit Card vs Tata Neu Infinity HDFC Bank Credit Card
Joining Fees
₹10,000
₹1,499
Editor's Rating
4.1
4
Key Features
- Complimentary Club Vistara Gold Membership: Enjoy the exclusive privileges of complimentary Club Vistara Gold Membership such as priority check-in, priority boarding, complimentary lounge access, additional baggage allowance, and priority baggage handling
- Accrue Club Vistara Points on every swipe: Earn 6 CV points on every spend of Rs. 200 and redeem for upgrades and award flights faster
- Get bonus CV Points and up to 4 complimentary Business Class tickets on achieving the milestone spends
- 2 Complimentary lounge access at selected domestic airports within India
- Get 6 complimentary rounds of golf at some of India’s most picturesque destinations
- Explore curated experiences from across the world with Extraordinary weekends
- Avail 40% off, up to Rs. 1000, once per month at partnered restaurants with Axis Bank EazyDiner
- Get up to 15% off on Trident properties
- Purchase Protection Cover up to to Rs. 1 lakh
- Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Fuel Transaction Surcharge- 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
- Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
- In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
- 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
- 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
- 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
- Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
- Reward points gained on Grocery transactions will be capped to 2,000 per month
- Zero lost card liability
- Foreign Currency Markup: 2% on all your foreign currency spends
- Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
- International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
- International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)
Editor's Review
Pros
- Avail 40% off, up to Rs. 1000, once per month at partnered restaurants
- 2 Complimentary lounge access at selected domestic airports within India
- Get 6 complimentary rounds of golf at some of India’s most picturesque destinations
Cons
- High Annual Fee with no waiver option
- No extra points for spending on Vistara for flight bookings
- You’re tied to Club Vistara Points
Pros
- Accidental air death cover worth Rs. 1 Crore
- Emergency overseas hospitalization: Up to Rs. 15 lakhs
- Lost Card Liability Cover : Up to Rs. 9 lakhs
- Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)
Cons
- No golf benefits
- Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app
