Axis Bank Vistara Infinite Credit Card vs HDFC Bank Tata Neu Plus Credit Card

• Get Club Vistara Membership as a complimentary
• On achieving the milestone spends, get bonus CV Points and up to four complimentary Business Class tickets
• Complimentary Lounge Access at selected airports within India including the exclusive Vistara Lounge at Terminal 3 of Indira Gandhi International Airport, Delhi
• Get 6 complimentary rounds of golf at India’s most picturesque destinations
• Explore curated experiences from across the world with Extraordinary Weekends

* Get 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
* Get 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
* Avail 1% back as NeuCoins on UPI spends
* Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
* By spending Rs.1,00,000 or more in a year, before the Credit Card's renewal date, get renewal fee waived off
* Zero lost card liability
* Interest-Free Credit Period of up to 50 days 
* Revolving Credit is available at a nominal interest rate 
* 4 Complimentary Domestic Lounge Access per calendar year
* 1% fuel surcharge waiver at fuel stations in India. This is applicable on minimum transaction of Rs. 400 & maximum transaction of Rs. 5,000

Pros

• Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights
• Air Accident Cover off up to Rs. 2.5 crore
• Purchase Protection Cover up to Rs. 1 lakh Cover up to USD 300

Cons

• High Annual Fee with no waiver option
• No extra points for spending on Vistara for flight bookings
• You’re tied to Club Vistara Points

Pros

* Tata Neu Plus HDFC Bank Credit Card is enabled for contactless payments
* Airport lounge access
* Fuel surcharge

Cons

* No golf benefits
* Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app