Axis Bank Vistara Infinite Credit Card vs Tata Croma Platinum Card

Joining Fees

₹10,000

₹2,999

Editor's Rating

4.1

3.1

Key Features

  • Complimentary Club Vistara Gold Membership: Enjoy the exclusive privileges of complimentary Club Vistara Gold Membership such as priority check-in, priority boarding, complimentary lounge access, additional baggage allowance, and priority baggage handling
  • Accrue Club Vistara Points on every swipe: Earn 6 CV points on every spend of Rs. 200 and redeem for upgrades and award flights faster
  • Get bonus CV Points and up to 4 complimentary Business Class tickets on achieving the milestone spends
  • 2 Complimentary lounge access at selected domestic airports within India
  • Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 
  • Explore curated  experiences from across the world with Extraordinary weekends
  • Avail 40% off, up to Rs. 1000, once per month at partnered restaurants with Axis Bank EazyDiner
  • Get up to 15% off on Trident properties 
  • Purchase Protection Cover up to to Rs. 1 lakh
  • Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
  • Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands 
  • Spends linked gift vouchers worth up to Rs. 6,000
  • 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
  • Spend at selective outlets, get up to 5% Value back

Editor's Review

Pros

  • Avail 40% off, up to Rs. 1000, once per month at partnered restaurants
  • 2 Complimentary lounge access at selected domestic airports within India
  • Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 

Cons

  • High Annual Fee with no waiver option
  • No extra points for spending on Vistara for flight bookings
  • You’re tied to Club Vistara Points

Pros

  • Welcome Benefits 
  • Airport lounge access
  • Cashback on Croma and Tata outlets
  • Rewards

Cons

  • High-interest rate
  • No concierge services
  • No Golf games


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