IRCTC RBL Bank Credit Card vs RBL Bank World Max SuperCard

Joining Fees

₹500

₹2,999

Editor's Rating

3.8

3.4

Key Features

  • Level up the travel with up to 40X benefits! The card has annual fee of Rs. 500, so the cardholder can end up with benefits worth up to Rs. 20,000 annually by shopping, dining, travel bookings, and more with this Card. That’s 40 times the value of the annual fee
  • Redeem the Reward Points directly on IRCTC at incredible value - 1 Reward Point = Rs. 1
  • Navigate the daily commutes effortlessly at metro and bus stations by simply tapping the card
  • Enjoy a seamless payment process by using UPI, simply scan and pay for a smooth transaction process
  • 8 complimentary (2 visits per quarter) lounge access at railway stations
  • Enjoy Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
  • Transaction charges of 1% will be reversed on IRCTC RBL Bank Credit Card. Max Rs. 200 surcharge waiver per month on transaction up to Rs. 5,000
  • Get 5 Reward Points per Rs. 200 spent on train ticket bookings via the IRCTC website or App
  • Get 3 Reward Points per Rs. 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App
  • Along with getting rewards on train tickets, cardholder can also avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
  • Get 1 Reward Point per Rs. 200 spent everywhere

* Avail 1 + 1 free movie ticket on BookMyShow, up to Rs. 200 once a month on any day of the week
* Avail fuel surcharge waiver up to Rs. 150 per month
* Avail 2 Reward Points for every Rs. 100 that you spend on all you desire and like
* Once every month, spend Rs. 25,000 and get 1,500 Reward Points
* Reach spends milestone of Rs. 40,000 and Rs. 50,000 to get additional 1,000 Reward Points on both occasions
* Redeem the points at www.rblrewards.com/SuperCard for an exciting range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that are earned for every Rs. 100 spent on weekends. The maximum Reward Points that can be earned is 1,000 per month
* Upcoming feature: If you desire to purchase electronic gadgets and home appliances then visit selected Bajaj Finserv partner outlet and get 5X Reward Points
* Complimentary 6 domestic airport lounge access in a year at all airports in India. The maximum limit is 2 complimentary airport lounge access in a quarter
* Dedicated Concierge Help Desk
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options

Editor's Review

Pros

  • 8 complimentary (2 visits per quarter) lounge access at railway stations and get Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
  • Avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
  • Welcome benefits

Cons

  • No dining or movie benefits
  • No golf benefits
  • No international/domestic airport lounge access

Pros
* Up to 50,000+ Bonus Rewards
* Rewards on all spends
* Offers on Movies and Dining

Cons
* No golf complimentary benefits
* No airmiles
* No cashback offers


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