IRCTC RBL Bank Credit Card vs RBL Bank Movies And More Credit Card

Joining Fees

₹500

₹1,000

Editor's Rating

3.8

3.5

Key Features

  • Level up the travel with up to 40X benefits! The card has annual fee of Rs. 500, so the cardholder can end up with benefits worth up to Rs. 20,000 annually by shopping, dining, travel bookings, and more with this Card. That’s 40 times the value of the annual fee
  • Redeem the Reward Points directly on IRCTC at incredible value - 1 Reward Point = Rs. 1
  • Navigate the daily commutes effortlessly at metro and bus stations by simply tapping the card
  • Enjoy a seamless payment process by using UPI, simply scan and pay for a smooth transaction process
  • 8 complimentary (2 visits per quarter) lounge access at railway stations
  • Enjoy Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
  • Transaction charges of 1% will be reversed on IRCTC RBL Bank Credit Card. Max Rs. 200 surcharge waiver per month on transaction up to Rs. 5,000
  • Get 5 Reward Points per Rs. 200 spent on train ticket bookings via the IRCTC website or App
  • Get 3 Reward Points per Rs. 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App
  • Along with getting rewards on train tickets, cardholder can also avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
  • Get 1 Reward Point per Rs. 200 spent everywhere

* On monthly spends of Rs. 15,000, avail up to 2 free movie tickets worth Rs. 250 each from BookMyShow
* On monthly spends of Rs. 10,000, get 1 free movie ticket up to Rs. 250 from BookMyShow
* When the annual spends on the card cross Rs. 2 lakh, avail 5,000 bonus Reward Points
* When the annual spends on the card cross Rs. 3.5 lakh, avail additional 10,000 bonus Reward Points
* Get 10 reward points on every Rs. 100 spent at BookMyShow and at Pizza Hut and KFC
* Avail 20 reward points on every Rs. 100 spent on dining on Wednesdays
* Get 1 reward point on every Rs. 100 on all other purchases except fuel
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. The maximum waiver of Rs. 100 per month

Editor's Review

Pros

  • 8 complimentary (2 visits per quarter) lounge access at railway stations and get Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
  • Avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
  • Welcome benefits

Cons

  • No dining or movie benefits
  • No golf benefits
  • No international/domestic airport lounge access

Pros
* Welcome Benefits
* Monthly food and movie vouchers
* Get 10 reward points on every Rs. 100 spent at BookMyShow and at Pizza Hut and KFC

Cons
* No golf benefits
* No airmiles
* No airport lounge access


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