Level up the travel with up to 40X benefits! The card has annual fee of Rs. 500, so the cardholder can end up with benefits worth up to Rs. 20,000 annually by shopping, dining, travel bookings, and more with this Card. That’s 40 times the value of the annual fee
Redeem the Reward Points directly on IRCTC at incredible value - 1 Reward Point = Rs. 1
Navigate the daily commutes effortlessly at metro and bus stations by simply tapping the card
Enjoy a seamless payment process by using UPI, simply scan and pay for a smooth transaction process
8 complimentary (2 visits per quarter) lounge access at railway stations
Enjoy Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
Transaction charges of 1% will be reversed on IRCTC RBL Bank Credit Card. Max Rs. 200 surcharge waiver per month on transaction up to Rs. 5,000
Get 5 Reward Points per Rs. 200 spent on train ticket bookings via the IRCTC website or App
Get 3 Reward Points per Rs. 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App
Along with getting rewards on train tickets, cardholder can also avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
Get 1 Reward Point per Rs. 200 spent everywhere
Earn 2 Reward Points for every Rs. 100 spent on all your purchases
5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher
Editor's Review
Pros
8 complimentary (2 visits per quarter) lounge access at railway stations and get Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
Avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
Welcome benefits
Cons
No dining or movie benefits
No golf benefits
No international/domestic airport lounge access
Pros
Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
Two complimentary access to domestic lounges at all major airports in India